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  • Cell phone scams


    MOBILE PHONES



    MOBILE PHONES This lady has now changed her habit of how she lists her names on her mobile phone after her handbag was stolen. Her handbag, which contained her cell phone, credit card, wallet, etc., was stolen. 20 minutes later when she called her hubby, from a pay phone telling him what had happened, hubby says 'I received your text asking about our Pin number and I've replied a little while ago.' When they rushed down to the bank, the bank staff told them all the money was already withdrawn. The thief had actually used the stolen cell phone to text 'hubby' in the contact list and got hold of the pin number. Within 20 minutes he had withdrawn all the money from their bank account.

  • #2
    Trampas con las ATH

    HOAX

    ATM PIN Number Reversal hoax email

    We have been alerted to a hoax email that has been circulating purporting to originate from Crimestoppers. It claims that if you enter your pin number in reverse into a cash point the police will be sent to your location.

    This information is not true.

    This email did not originate with Crimestoppers. It's content is false.

    The email states:

    PIN advice - good information
    ATM PIN Number Reversal - Good to Know!!

    If you should ever be forced by a robber to withdraw money from an ATM machine, you can notify the police by entering your PIN # in reverse.

    For example, if your pin number is 1234, then you would put in 4321. The ATM system recognizes that your PIN number is backwards from the ATM card you placed in the machine. The machine will still give you the money you requested, but unknown to the robber, the police will be immediately dispatched to the location. All ATM’s carry this emergency sequencer by law.

    This information was recently broadcast on by Crime Stoppers however it is seldom used because people just don't know about

    Comment


    • #3
      1. GPS.
      A couple of weeks ago a friend told me that a family he knew had their car broken into while they were at a football game. Their car was parked on the green which was adjacent to the football stadium and specially allotted to football fans. Things stolen from the car included a garage door remote control, some money and a GPS which had been prominently mounted on the dashboard. When the victims got home, they found that their house had been ransacked and just about everything worth anything had been stolen. The thieves had used the GPS to guide them to the house. They then used the garage remote control to open the garage door and gain entry to the house. The thieves knew the owners were at the football game, they knew what time the game was scheduled to finish and so they knew how much time they had to clean out the house. It would appear that they had brought a truck to empty the house of its contents.

      Something to consider if you have a GPS - don't put your home address in it... Put a nearby address (like a store or gas station) so you can still find your way home if you need to, but no one else would know where you live if your GPS were stolen.

      Comment


      • #4
        1) POSTCARD Virus (Hoax)

        If you receive an email entitled *"POSTCARD," *even though it was sent to you by a friend, do not open it! Shut down your computer immediately. This is the worst virus. It was announced by CNN. It has been classified by Microsoft as the most destructive virus ever.

        ……This virus was discovered by McAfee yesterday, and there is no repair yet for this kind of Virus.
        …..This virus destroys the Zero Sector of the Hard Disc, where the vital information is kept

        Comment


        • #5
          Free Gift Card Texting Scams

          Phony text messages promising enticing deals have led some to get their identities stolen. CNN News (HLN) tells viewers to steer clear of messages promising free gift cards containing amounts up to $1,000. If you get a text offering a free gift card, dial 7726, which stands for scam and notifies authorities.

          Comment


          • #6
            Identity Theft "TODAY" says giving out your zip code to stores could lead to identity theft because the stores use that information to obtain personal information. Daily Mail reported a National Retail Federation spokesperson said stores use this information to better know their customers. The Patriot Ledger reported Massachusetts ruled against Michaels craft store asking for zip codes, saying it violated that state’s consumer protection laws. California ruled similarly against Williams-Sonoma in 2011

            Comment


            • #7
              Wireless Break-in Device Police in Long Beach, Calif., are looking for two men who used some sort of wireless device to unlock cars. They were caught on video holding something in their hands. As they approach the car, the interior lights came on and the doors simply opened. Police are baffled by how the thieves hacked into the car's wireless system. -KLA.com

              Comment


              • #8
                The 10 Most Common Cell Phone Scams and How to Avoid Them

                --------------------------------------------------------------------------------

                Cell phones have changed our lives, but so have cell phone scams...

                This clever technology that keeps us constantly in touch with friends, relatives and even the Internet may be a boon, but it has also opened up more of the airwaves to crooks and snoopers.

                In some cases, further technological advances have made it tougher for certain cell phone scams to work, but elsewhere the crooks are having a field day.

                In this issue, we identify 10 of the most common cell phone scams and the action you can take to avoid or reduce the risk of them.

                1. Subscriber fraud

                Subscriber fraud is simply an offshoot of identity theft. It is far and away the biggest cell phone scam, costing the industry an estimated $150m a year and causing untold anguish to the victims.

                How it works: Someone steals your personal details and opens a cell phone account in your name, racking up huge bills that may land in your mailbox.

                Action: Take all possible steps to protect yourself against identity theft. You can find more about identity theft in the Identity Theft Information Center.

                2. Stolen or lost phones

                An estimated three million cell phones are stolen or lost in the US every year! In the wrong hands they can be used to make unauthorized calls -- one recent victim faced a $26,000 bill.

                Alternatively, they can be mined for any personal and contact details stored on them. In other words, loss of your phone can be just a prelude for costly identity theft.

                Action: Look after your cell phone as carefully as you care for your wallet. If you must use it to store confidential information, use password protection. See this article on cell phone theft and passwords.

                3. Cloning

                Crooks use scanners to read your cell phone identity, including the number and its unique serial number.

                Then they program another phone with the same details and make calls at your expense.

                Action: This is one area where the crime fighters have made progress, with new technology that makes it more difficult to scan for the number. There's nothing more you can do other than keep a close eye on your bill.

                4. Eavesdropping

                Cell phone scam merchants may find it more difficult to scan for your phone ID but they can do potentially much more dangerous things -- like listening in to your calls and downloading your phone usage records.

                They can even track your phone to know where you are or where you have been at a particular time.

                One piece of perfectly legal software can be secretly installed on someone else's cell phone, then the crook -- or concerned spouse -- can dial in and snoop.

                They can listen to your phone calls, download copies of text messages and numbers dialed, or even just silently activate the phone and use its microphone to monitor any nearby sounds or conversations.

                And people who use Bluetooth short-range radio to connect a hands-free headset to their cell phone can be targeted by nearby scammers using Bluetooth to eavesdrop.

                Action: If you don't let your phone out of your sight and always password protect it, people can't install software on it. But, to be on the safe side, always switch the phone fully off so it can't be activated when confidentiality could be compromised.

                Bluetooth users should un-select the "discoverable" option on their devices. See Airport Travel Scams: Watch Out For These Airport Tricksters for more info.

                5. Ringtone cell phone scams

                Apart from driving nearby people crazy with their awful sounds, users of downloaded ringtones could be exposing themselves to a couple of potentially costly cell phone scams.

                Some tones -- usually free ones or those exchanged via peer-to-peer software -- have been hacked by scammers and can install a virus that either damages the phone or steals confidential information.

                Second, you may get a text message inviting you to download a ringtone by returning another message or calling a 1-800 number. But when you do this, you may incur a hefty charge and/or unwittingly sign up for a monthly charge for services you don't want.

                Action: Get your tones only from established, reputable companies. And don't return messages or calls from people or organizations you don't know.

                6. Bogus text messages

                There are numerous variations of this cell phone scam but the bottom line is that you receive an unsolicited text message (which you may have to pay for!) which prompts you take some sort of action you'll later regret.

                Most common is what seems to be a message from your bank (this may also arrive as an automated voicemail) saying your account has been suspended and asking you to call a 1-800 number where your account number, PIN and other details may be requested. In reality, your identity is being stolen.

                Another variation is a "pump and dump" ruse, where you receive a tip urging you to buy stock in a particular company. If enough people fall for it, the share price goes up and the scammers offload their previously worthless stock for a profit.

                Action: If you get any message supposedly from your bank, call them on their normal number to check it out. And never buy stock on the basis of a single tip -- from any source.

                7. The old switcheroo

                You get a call from what seems to be your cell phone company offering you what they claim is a better deal than your present one, or maybe even telling you your current deal is coming to an end and that you must switch.

                In reality, it's a competitor, another phone store, trying to switch you over to one of their packages, which may or may not be better than your current one. But since they're trying to deceive you, assume it's better not to do business with them.

                Action: Ask the caller to give you some info about your current phone usage. If they can't tell you when you made your last call or sent an SMS message, they're not who they say they are.

                8. Catches in the small print

                Sometimes you find what seems to be a really sweet cell phone rental deal. You don't find out you've been ripped off till the bill arrives, showing all sorts of additional charges you didn't know about.

                In one of the travel scams we reported previously, renters of temporary cell phones were taken in by a money-back deal, offering a refund of the rental fee when the phone was returned. But the credit card they provided was used to levy exorbitant charges for the calls themselves.

                Usually these deals are perfectly legitimate and the sting is hidden away in the small print of the Terms & Conditions.

                Action: Read the Terms & Conditions!

                9. Vote with your phone

                During the recent presidential election, people received text or recorded messages offering them the chance to cast their vote by phone, simply by pressing a key for each of the candidates.

                Turned out this was a trick targeted at voters of one political persuasion or another, to stop victims from actually casting their vote for real.

                Action: You can't vote this way -- yet. It's also a Federal offense to trick people out of their votes.

                10. Beware of these hoaxes

                Finally, there are a couple of hoaxes related to cell phone scams to look out for:

                * An email that warns against taking a call from a bogus engineer who asks you to key in 90# for a test of your cell phone. The message claims the caller can then use a scanner to collect ID numbers for cloning or to collect other confidential information. It's an urban legend and untrue.

                * You get a message warning you that cell phone companies will soon be releasing all mobile numbers to telemarketers and that to avoid them you must add your number to the "do not call" registry.

                Sometimes, this is just a bit of mischief; other times they ask you to call a bogus number for which you will be charged an excessive fee.

                Fact is, cell phone numbers are not publicly available for marketing in this way.

                OK, we said '10' but number 10 wasn't really a scam, was it?

                So, let's just add one more cell phone scam that applies to almost anything you want to buy -- the Too Good to Be True deal. You know the sort of thing -- the cell phone of your dreams, with all the latest gadgetry and doo-hickeys at an unbelievably low price. It's almost always a scam.

                Action: Don't even think about it...

                Comment


                • #9
                  The Dirty Dozen: "Classic" Scams and Pitches

                  1) It’s your lucky day! You won the foreign lottery….. 2) Burn fat while you sleep!..... 3) Free cash grants! Never repay!.....4) This free seminar can change your life!.....5) Make BIG MONEY working from home!....................6) THIS JUST IN: Fake News Site delivers the latest scam!.....7) Enhance your love life! More energy! Greater stamina!........8) Free golf clubs for ninety days!.....9) Big senior discounts on prescription drugs!.....10) A free vacation getaway for you!..............11) You’ve won $2.5 million in the Australian Sweepstakes!.....12) Bad credit or no credit? Not a problem! -Tim Ackert’s Home Page, Consumer Protection

                  Comment


                  • #10
                    Better Business Bureau Top Ten Scams of Year

                    .......1) Supplement and related "free trial" offers 2) Government grant and stimulus money offers 3) Robocalls (automated telephone advertisements) 4) Lottery/sweepstakes scams 5) Job hunter scams 6) Internet-based work from home scams 7) Mortgage assistance scams 8) Shopping scams (a fake check is given for you to go spend) 9) Over-payment scams (scammer writes a fake check for more than the amount due and asks you to wire the difference 10) Phishing emails

                    Comment


                    • #11
                      Credit Card Scam [Steal New & Replace with Old] A friend went to the local gym and placed his belongings in the locker…… After the workout and a shower, he came out, saw the locker open, and thought to himself, I thought I locked the locker.....He dressed and just flipped the wallet to make sure all was in order. Everything looked okay - all cards were in place.....
                      …..When his credit card bill came - a whooping bill of
                      $14,000! …..He called the credit card company. Customer care personnel verified that there was no mistake in the system and asked if his card had been stolen..... 'No,' he said, but then took out his wallet, pulled out the credit card, and yep - you guessed it - a switch had been made…… An expired similar credit card from the same bank was in the wallet. The thief broke into his locker at the gym and switched cards………… Verdict: The credit card issuer said since he did not report the card missing earlier, he would have to pay the amount owed to them.

                      Comment


                      • #12
                        809 Area Code Scam You will receive a call on your answering machine saying a family member is ill, died, been arrested or that you won a prize, etc. In each case you are told to call the 809 number. Since there are so many new area codes these days, people unknowingly make the call. If you call from the U.S. or Canada (those being preyed upon) to the Bahamas, you are charged $2,000 a minute. They will try to keep you on the phone. You will be often charged big amounts. There are 809 numbers that are ordinary and legitimate. This scam is becoming less frequent. However, be careful. There are other area codes that are also used as scams so know specifically who you are calling. You can always use an Area Code Decoder first for verification of its legitimacy.

                        Comment


                        • #13
                          Home Repair Scam Alert Beware of the “woodchuck.” This home improvement huckster usually starts with an offer to trim trees. Soon the woodchuck points out additional problems, returning day after day to take care of never-ending (and often needless) repairs. These fly-by-night fraudsters sometimes request payment in advance to buy materials for such jobs as roof repair or driveway sealing- but then, with your cash in hand, never return. Remember: most reputable contractors are too busy to seek business by knocking on your door. –AARP

                          Comment


                          • #14
                            Subject: Cell Phone Numbers Go Public this month.

                            REMINDER..... all cell phone numbers are being released to
                            telemarketing companies and you will start to receive sales calls.

                            YOU WILL BE CHARGED FOR THESE CALLS

                            To prevent this, call the following number from your cell
                            phone: 888-382-1222.

                            It is the National DO NOT CALL list It will only take a minute of your
                            time.. It blocks your number for five (5) years. You must call from the
                            cell phone number you want to have blocked. You cannot call from a
                            different phone number.

                            Comment


                            • #15
                              Oh my word!

                              As if landline telemarketers aren't bad enough.

                              I don't understand -- If they are making the call, why does the 'victim' pay for the call?

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